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We know you love your children, your home, and all the things that have made your life, well … your life. That’s why we want to encourage you, without pushing you, to consider life insurance from Lighthouse Insurance Services. And because we are going to take as much time as you want to help you with your options, we’re feeling you’re going to feel good about the process.
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As your life changes, so can your life insurance needs.
Its important to make sure you have enough life insure to take care of your loved ones.
This interactive Life Insurance Calculator helps you, the policyholder determine how much Life Insurance coverage you need.
Proceed through each tab of the life insurance calculator. If you need help with a field, click on the quesion mark next to it for more information.
Once you have completed the calculator, print the results and give us a call to discuss your Life Insurance needs.
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Life Insurance and Retirement
Why us for life insurance? Here’s a quick glimpse.
- Choose from a variety of life insurance policies available to fit your personal needs
- Permanent (whole life) life insurance or universal life insurance provides coverage for your entire life and builds cash value. (It just keeps building, even when you are not looking.)
- Term insurance provides affordable coverage for a specific number of years
- Combine both term and permanent policies and you’ve got a customized protection package for your family
Why us for your retirement planning? Our business is also to help people save money for retirement. With so many different retirement savings plan options — 401(k), annuities, Traditional Individual Retirement Accounts (IRA’s) and Roth IRA’s — it can be a little overwhelming trying to decide which plan is right for you. No matter how far along you are in your financial planning, we can help.
Some of the things we offer:
- Traditional and Roth IRAs with a variety of payout options
- Rollover or transfer options in case you want to move all or part of your retirement savings into an annuity
- CD-type of annuity with a guaranteed, tax-deferred interest rate for 3, 5 or 7 years, depending on the term you choose
An annuity is still the only financial instrument that allows you to set up a guaranteed income stream that you cannot outlive.
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It’s less expensive than you think. Take a look. Guaranteed. Affordable
Term Life Insurance
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Erie Family Life 20 Year Term
Ultra-Select Non-Smoker Class, Monthly Premium
(10, 15 and 30 Year Term Also Available)
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$100,000.00
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$250,000.00
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$500,000.00
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AGE
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Male
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Female
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Male
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Female
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Male
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Female
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25
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11.31
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10.20
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18.06
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15.51
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29.75
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24.65
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35
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11.73
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10.97
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19.13
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17.21
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31.88
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28.05
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36
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11.99
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11.22
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19.76
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17.85
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33.15
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29.33
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37
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12.41
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11.48
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20.61
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18.49
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34.85
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30.60
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|
38
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13.01
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11.73
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22.10
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19.13
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37.83
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31.88
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39
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13.60
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12.07
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23.59
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19.08
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40.80
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33.58
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40
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14.28
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12.41
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25.08
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20.61
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43.78
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34.85
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41
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15.13
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12.84
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27.20
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21.68
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48.03
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36.98
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42
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15.98
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13.26
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29.11
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22.74
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51.85
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39.10
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43
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17.00
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13.77
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31.66
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24.01
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56.95
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41.65
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44
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18.02
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14.45
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34.00
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25.50
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61.63
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44.63
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45
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19.21
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15.13
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36.76
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27.20
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67.15
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48.03
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46
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20.49
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15.90
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39.95
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28.90
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73.53
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51.43
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47
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21.85
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16.83
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43.14
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31.24
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79.90
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56.10
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48
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23.38
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17.77
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46.75
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33.36
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87.13
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60.35
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49
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24.91
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18.79
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50.36
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35.91
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94.35
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65.45
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50
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26.69
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19.81
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54.61
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38.25
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102.85
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70.13
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51
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28.48
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21.00
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58.86
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41.01
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111.35
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75.65
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52
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30.43
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22.36
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63.54
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44.41
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120.70
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82.45
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53
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32.47
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23.72
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68.43
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47.60
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130.48
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88.83
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54
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34.77
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25.08
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73.74
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50.79
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141.10
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95.20
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55
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37.06
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26.69
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79.26
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54.61
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152.15
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102.85
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This is not an insurance policy. These rates are subject to underwriting by Erie Family Life.
Please contact your ERIE Agent for a complete review of your insurance coverage.
1119 Maryland Route 3 North, Suite 210
Gambrills, Maryland 21054
410-721-6000 Phone
www.lighthouse-insurance.com
Call Mike TODAY at (410) 721-6000
Rates are valid as of 10-01-08 and are subject to change.
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