Auto Insurance
People in Maryland, Virginia and DC have been choosing Lighthouse Insurance to insure their cars and other vehicles because of our fair and competitive prices, but we offer much more. With Lighthouse Insurance, you get an actual agent that you can speak to if you have any questions or problems. Our agency represents a number of insurance carriers, allowing us to find the best coverage, product and price for you.
Why Choose Lighthouse for Auto Insurance:
- Highest levels of customer service for auto Policyholders
- Over 30 extra car insurance policy features
- Flexibility to customize your car insurance policy
- Stability that ranks at the top of the auto insurance industry
- Auto Insurance Discounts
How Much Car Insurance Do I need?
Drivers in Maryland are required to carry a minimum liability insurance of 30/60/15 - this means $30,000 for bodily injury, $60,000 for bodily injury per accident and $15,000 for property damage. However, if you are in an accident, you may be held liable for more than your policy limits. When you choose Lighthouse Insurance, you get an agent who will help you evaluate your car insurance needs to make sure that you are totally protected. In many cases, adding additional coverage can be done at a low cost.
We're committed to keeping auto insurance rates as low as possible through disciplined underwriting. Lighthouse Insurance Services further reduces your auto insurance premium by offering numerous discounts:
- Safe Car Driver
- Multi-Car Discount
- Age 55 or Over
- Passive Restraints
- Anti-Theft Car Devices Discount
- Auto Anti-Lock Brakes
- Multi-Policy Discount
- Auto Insurance Payment Plan Discount
- Life Multi-Policy Discount
- Youthful Car Driver
- Auto Accident Prevention Course
- College Student Car Discount
- Driver Training
- Reduced Car Usage Discount
We’re experienced, hard-working insurance professionals — as interested in you as well as in providing you with car insurance coverage. We realize each auto policy sold is a promise of service. We use our own trained auto claims adjusters, ensuring that your car insurance claim will be settled quickly and fairly because we know and understand how important service is to us — and to you.
